Gap Insurance

What is Gap Insurance?

If your vehicle is written off as a result of an accident, your insurance pay-out is based on the market value of the vehicle at the time of the accident. If you bought your vehicle on finance, that could mean you still owe more to the finance company than you receive from your insurer, leaving you with a hefty shortfall. Gap insurance meets that shortfall for you and is a very affordable cover.

How Does Gap Insurance Work?

The following is a sample scenario you might see in a Gap Insurance claim, if the vehicle was written off before the finance on it is settled:

  • Motor insurance settlement following write off: £6,000
  • Early settlement figure from finance company £7,200
  • Shortfall £1,200
  • Gap Cover would pay the shortfall of £1,200

To obtain a quotation please click HERE.

If your profession is not listed here, just get in touch. It’s likely that we will be able to help you find the cover you need.

Get the cover your business needs

Call us on 01274 965791 and speak to our friendly advisors.

Testimonials Below is just small sample of our clients feedback on our services:

  • Secure Risk Solutions have provided a service for both our personal and business needs. With a wide range of products and services, and a highly knowledgeable workforce, they have the tools necessary to meet the needs of any customer. We are proud of our continuing business relationship with them, and look forward to many more years of working together. Kind regards,

    Atif Rulal Director, Ask Legal Solicitors Limited

  • Thank you for your assistance and expertise in helping us with our insurance. I appreciated your knowledge and ease in answering our questions and the expert advice we received from all of your staff.

    Dr Ajmal Prime Medicals Limited

  • It has been a pleasure dealing with the guys at Secure Risk Solutions, your professional expertise and knowledge was a major influence in my decision when I set up my new medical agency.

    Dr Khalid Arshad Global Medical Consultancy

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